Differences in my viewpoint: To-do list - you've to work on them and
you'll not be efficient if you pile them up & Wish list - you can
pile them and if you work for it, you'll be more effective in what you
do!
We always think we could be better at some instances in the present but there will be instances in the future to make us think we were better in the past. When you come across such moments, take some time to analyze what did you do to get better and strategize to build your own future. - Gopi